Wedding Loans up to $25,000!

  • All Marriage Costs
  • Rings, engagements, wedding parties, honeymoons and more...
  • Get Your Best Loan Rate
  • Get the best personal loan rate we can give you3 - fast!
  • Simple Online Application
  • Apply in minutes with a fast loan decision in 60 minutes1!
  • Loans Paid Out in 60 Seconds
  • Get your money sent straight after signing your loan contract2
Wedding Loans
Car Loans

Personal Loans Interest Rates

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $11,965.68. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.05% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 8.69% (12.05% comparison rate) and a starting maximum of 21.24% (32.52% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.

WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Wedding Loans with Noddle!

How exciting and congratulations!

So planning for your wedding can be overwhelming and at some times stressful, expecially when considering all the costs involved, from wedding rings, bridal gown and the cost of the wedding venue plus meals and entertainment. But the costs don't stop there as there are all sorts of things to consider to ensure your special day is the best day of your life - for you and your partner.

With the average wedding costs now over $25,000 in Australia, budgeting for your wedding is important and it is a good idea to prepare a list of all the costs involved, how much you can contribute and how much you may need to borrow. Also bear in mind that some costs are likely to be unknown in the early planning stages and these will also need to be factored in for wedding loan application with Noddle.

Noddle is here to help out by offering the best loan product and rate that we can give you, for your wedding celebration.

Typical Wedding Costs:

  • Engagement & Wedding Rings
  • Stag & Hen Parties
  • Florists
  • Bride & Bridesmaid Dresses
  • Wedding Cakes
  • Engagement Parties
  • Wedding Invitations
  • Marriage Ceremonies
  • Wedding Party & Venue Costs
  • Wedding Photography
  • Band & Entertainment Costs
  • Wedding Party Catering & Entertainment
  • Wedding Gifts
  • Honeymoons
  • And more...

Applying with Noddle

Fast Loan Application

Noddle's loan application is built with the latest tech, meaning that you can get your loan approval decision quicker. To do this, we need to ask a number of questions about you, where you live and work, your income and expenses as well as taking a digital download of your latest bank statements. We only get a read-only access scan of your latest statements, so your account remains secure. When we have all the details we need, we can generally give you a loan approval decision in around 60 minutes from $2,100 up to $25,000.

Most customers can complete their fast wedding loans application in around 6 to 12 minutes.

Get Started

Fast Loan Decision

With Noddle, we don't hang around and in most cases we can give you a loan decision within 60 minutes of submitting your application with us1. We will do our best to offer you the best loan rate that we can, based on your own individual financial situation. Matching your application requirements against our loan products for the best terms that we can provide you.

Fast Pay Out

If after reviewing your application and we have given you a loan offer and you are happy with the rate and the terms, just sign the loan contract and we can pay your loan directly into your bank account within 60 seconds2!

What is a wedding loan?

A wedding loan is a type of personal loan to assist with the costs associated with getting married, covering things such as wedding rings, bridal dresses, the wedding venue, wedding cake and catering, photography and honeymoon, amoungst others. Wedding loans with Noddle range from $2,100 up to $25,000

How much do weddings usually cost?

The average wedding costs in Australia are now around $30,000. However the actual costs you will incur for your wedding will depend on your budget and the choices you make. At Noddle, we can assist with wedding loans from $2,100 up to $25,000

Do I have to take out a joint wedding loan with my partner?

No, that is not necessary. However, due to affordability concerns it may make sense to request a joint loan with Noddle.

Will my partner's bad credit history effect my loan application?

Your partner's finances will not effect your loan application with Noddle.

How can I qualify for a wedding loan?

As a simple guide, you will need to pass our basic criteria for a loan:

  • Over 18 years of age
  • An Australian Citizen or Permanent Resident
  • Have a regular income
  • Use internet banking
  • Have a mobile phone and email address

How much could I borrow towards my wedding costs?

This will depend on your own personal financial situation. Wedding loans with Noddle range from $2,100 up to $25,000.

How long will it take to process my wedding loan application?

Your application online should only take between 6 and 12 minutes to complete, based on our previous applications. After that, the clock starts ticking and we should be able to give you a loan offer decision within 60 minutes of sending us your bank statements and completing your application1.

Can my loan be used for other costs such as the honeymoon?

Absolutely. A wedding loan is a broad term used to cover the one off costs associated with getting married and that could cover things such as engagement rings, wedding rings, engagement parties, the wedding ceremony and celebrations as well as accommodation, transport and honeymoon costs.

How long will it take for my application to be approved?

Your application online should only take between 6 and 12 minutes to complete, based on our previous applications. After that, the clock starts ticking and we should be able to give you a loan offer decision within 60 minutes of sending us your bank statements and completing your application1.

Can I take out a wedding loan to contribute to my daughter or son's marriage?

Yes, that is possible. If you want to take out a wedding loan for your child's wedding and offer them a financial contribution, Noddle can assist with this - subject to loan qualification.

Will my credit score effect my loan rate with Noddle?

Yes, your credit score is a factor which contributes to the loan rate Noddle is able to offer you. However your credit score is not the only factor and Noddle will do its best to find you the best loan rate it can, based on your individual situation.

How long does it take to pay off a wedding loan?

The loan term will depend on how much you intend to borrow with Noddle. Generally, a wedding loan with Noddle will range between 12 and 36 months.

Personal Loans Interest Rates

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $11,965.68. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.05% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 8.69% (12.05% comparison rate) and a starting maximum of 21.24% (32.52% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.

WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

60 Minute Loan Decisions

1 60 Minute Loan Decisioning and Approvals are an average, to be used as a guide for a typical customer and are not guaranteed. 60 Minute Loan Decisioning and Approvals are not available when applicants apply outside of our normal business hours of 8am till 4pm Monday to Thursday, 8am till 12 noon on Fridays and Saturdays AEST or public holidays.

Loans Paid Out in 60 Seconds

2 It is possible to have your funds sent to your bank account in 60 seconds, if you have a New Payment Platform enalbled (NPP-enabled) bank account. A large number of Australian banks use NPP including ANZ, Bendingo Bank, Bankwest, Bank of Melbourne, Commonwealth Bank, Citigroup, HSBC, ING, NAB, St.George and more. Check whether your financial institution is NPP-enabled.

Best Loan Rate for You

3 Noddle does not have one fixed loan rate which it uses for all customers and loan applications, but will offer tailored loan rates depending on your individual circumstances and financial profile, as reviewed, during your credit assessment. Noddle will work to offer our best loan rate we can give the customer. If we can't assist a customer at our best rate, we will review the application against the next tier and rate until we find a match for the customer. This allows us to say 'yes' and give more customers 'the nod' with Noddle.

If Noddle is unable to assist with a loan directly, we may refer the application to a third party panel of lenders to 'get the nod'.