Vet Bill Loans up to $25,000!

  • Fast Online Application
  • Apply in minutes with a fast loan decision in 60 minutes1!
  • Emergencies & Pet Surgery
  • Help with the larger unexpected costs of pet care
  • Vaccination & Medication
  • Get additional costs covered, such as vaccinations, medication, blood checks and check ups.
  • Loans Paid Out in 60 Seconds
  • Get your money sent straight after signing your loan contract2
Vet Bill Loans
Car Loans

Personal Loans Interest Rates

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $11,965.68. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.05% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 8.69% (12.05% comparison rate) and a starting maximum of 21.24% (32.52% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.

WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Vet Loans with Noddle!

We all love our pets and will do all we can to care for them and keep them happy. Sometimes a larger than planned bill or expense comes up for our pets, maybe due to an infection, accident or old age. Whatever the reason, when there is a large expense and you need some extra assistance, Noddle is here to help with vet bill loans up to $25,000. All kinds of expenses are considered valid from check ups, road accident care, surgery, blood tests to vaccinations and special diets.

The good news is that Noddle could help in emergencies, due to our fast tech, loan decisions can be made in 60 minutes1 and after you have reviewed and agree to the loan terms and sign your contract with us, payment can be made in under 60 seconds2 in most cases.

With Noddle, you'll get the best rate we can get for you3 - which is one less thing to worry about.

Common vet bill costs:

  • Check ups
  • Medication
  • Blood Tests
  • Surgery
  • Road Accidents
  • Dentistry
  • X-rays
  • Vaccinations
  • Desexing
  • Special Diets
  • Home Visits
  • Dog Kennels & Catteries
  • Euthenasia
  • More...

Fast Vet Bill Loans

Fast Online Application

The Noddle application has been tailored to our smart tech which goes on in the background. This means that once your application is complete, we should be able to give you your own personalised loan decision automatically - in under 60 minutes1 - which is handly when you havve a pet emergency that needs paying for. We will need your personal details, such as your name, contact details and address. Your weekly income and expenses information is also required. After that, we will need a digital copy of your latest 90 days bank statement transactions. Then, our smart tech will review your application in real time, to give you a fast vet loan decision.

This part of your application should be quick and easy to complete and most customers complete their application with us within 6 to 12 minutes.

Get Started

Fast Loan Decision

Due to our smart tech working in the background, we could give you a loan approval decision within 60 minutes of completing your application2; so it is possible to get your application completed and approved on the same day.

Loan approval decisions generally take less than 60 minutes!

Same Day Approval and Funding

If your application has been successful, you should know within around 60 minutes of applying1. We'll send you a link for you to complete your loan with us and sign your contract. Signing can be done online and only takes a minute or so, after you have reviewed and accepted the terms of the loan contract.

Once signed, cash can be sent to your bank within 60 seconds2! However, if you need your funds in an emergency, please note that times may be extended when applying outside of our regular business hours, such as in the evening or on weekends.

How quickly can I get my loan paid?

Noddle is fast! Our tech works in the background, so after you have completed your online application - which should be anywhere between 5 and 10 minutes for most people - we can give you a loan decision, a yes or a no in under 60 minutes1. Once you've got the nod and are happy to proceed, sign your contract and we will make payment to your account in 60 seconds2.

What kind of information do I need to give Noddle?

As part of your application, we will need to know the loan purpose, in this case, vet bills. We will need your personal details, such as your name, contact number and address and then some details about your income, benefits and expenses. To confirm these details, we will also need to take a copy of your latest 90 days bank statements. We can get those digitally, in minutes, so there is no need to scan or email anything.

Can I bundle a number of expenses together for my vet bill loan?

Yes, you can. If your pet has a number of expenses due, from check ups, blood tests, surgery and special diets for example, they can and should all be bundled up in the same loan.

Can I purchase a pedigree cat or dog with a vet bill loan?

Yes, you can, subject to approval criteria.

What kind of pets or animals are covered?

All kinds of domestic pets are covered from cats, dogs, rabits, birds to reptiles. In some cases, Noddle customers may need a vet bill loan for a horse or other animal, and those are covered too.

Can I get my loan approved fast in an emergency?

Yes, that is possible. You could get a loan decision in one hour1 and then after signing your contract, your loan could be paid to your bank account in one minute2! Times may be extended if you apply outside our regular business hours.

Do I need to provide a copy of the bill or a quote from the vet?

No, in most cases that is not necessary.

How long will I have to repay my loan?

Most loans with Noddle are between 12 and 36 months. however, for larger loans above $15,000 the loan term may be extended, depending on your affordability. Noddle loans are tailored to meet your needs and based on your own individual financial situation and affordability.

What is your loan rate for your vet bill loans?

Our personal loan rates start from 8.69%, however, with secuirity, you may be able to get a lower rate. With Noddle, we will work to get you the best rate we can, based on your own individual financial profile3.

Personal Loans Interest Rates

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $11,965.68. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.05% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 8.69% (12.05% comparison rate) and a starting maximum of 21.24% (32.52% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.

WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

60 Minute Loan Decisions

1 60 Minute Loan Decisioning and Approvals are an average, to be used as a guide for a typical customer and are not guaranteed. 60 Minute Loan Decisioning and Approvals are not available when applicants apply outside of our normal business hours of 8am till 4pm Monday to Thursday, 8am till 12 noon on Fridays and Saturdays AEST or public holidays.

Loans Paid Out in 60 Seconds

2 It is possible to have your funds sent to your bank account in 60 seconds, if you have a New Payment Platform enalbled (NPP-enabled) bank account. A large number of Australian banks use NPP including ANZ, Bendingo Bank, Bankwest, Bank of Melbourne, Commonwealth Bank, Citigroup, HSBC, ING, NAB, St.George and more. Check whether your financial institution is NPP-enabled.

Best Loan Rate for You

3 Noddle does not have one fixed loan rate which it uses for all customers and loan applications, but will offer tailored loan rates depending on your individual circumstances and financial profile, as reviewed, during your credit assessment. Noddle will work to offer our best loan rate we can give the customer. If we can't assist a customer at our best rate, we will review the application against the next tier and rate until we find a match for the customer. This allows us to say 'yes' and give more customers 'the nod' with Noddle.

If Noddle is unable to assist with a loan directly, we may refer the application to a third party panel of lenders to 'get the nod'.