Bond Loans up to $25,000!

  • All Moving Costs OK
  • House clean, gardening, removal company, rental bonds & relocation, moving in costs, repairs & decoration
  • Get Your Best Loan Rate
  • Quickly get the best Noddle personal loan rate for you3!
  • Loans Paid Out in 60 Seconds
  • Get your money sent to your account in 60 seconds of signing your contract2
Bond Loans
Car Loans

Personal Loans Interest Rates

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $11,965.68. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.05% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 8.69% (12.05% comparison rate) and a starting maximum of 21.24% (32.52% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.

WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Your Best Rate3 Bond Loans with Noddle

With Noddle, we aim to give you the best loan rate we can offer you3, saving you time and trouble of comparing and contrasting loan products on various websites.

We all know moving home is stressful, but your bond loan with Noddle shouldn't be. The application is quick and simple and we can generally give you a loan decision in 60 minutes1.

Bond loans with Noddle are quite flexible and if you have any other costs associated with your move, such as hiring a removval company, paying for your exist clean or rent in advance, then those can be grouped together as part of your bond loan.

  • Rental Bonds
  • Exit Cleaning
  • Gardening
  • Removal Company
  • Van Hire
  • Relocation & Flight Costs
  • Repairs
  • Decorating
  • Advance Rental Payments
  • New Furniture
  • New Appliances

Fast Application, Fast Decision and Fast Payout!

Fast Loan Application

When moving home, it is a stressful time. When you have found a property that you'd like to rent or move into and the landlord or estate agent has accepted your application they will ask for a bond to be paid to secure your application. This is the ideal time to make your application for a bond loan with Noddle. After you have submitted your application, we can review your application and give you a lending decision in 60 minutes1.

This part of your application should be easy for you to complete online and most customers complete this within between 6 and 12 minutes.

Get Started

Fast Loan Decision

For most applications, we can provide a decision within 60 minutes1, once your online application is complete and we have received a digital copy of your bank statements.

Fast Pay Out

If everything looks good, we have given you a loan offer and you are happy to proceed, we can transfer the loan funds to your bank account. As soon as you have signed your loan contract online, your loan payment will be sent to your bank account within 60 seconds2!

What can a bond loan be used for?

Bond loans is a generic term used to cover all the costs involved with moving home. It is often a difficult time financially, with all the associated costs involved with cleaning the property you are leaving, to packing and transporting your belongings to your new home. Relocation costs are also covered, as well as flights. If you need to purchase new furniture or appliances, then those can be grouped together with your bond loan.

How quickly can I get my bond loan approved?

With Noddle, we can generally give you a loan approval decision within 60 minutes1 of submitting your bond loan application with us.

How much can I borrow with a bond loan?

Our personal loans (bond loans) are available from $2,100 to a maximum of $25,000. The amount you could borrow will depend on your needs for your house move, as well as your current financial situation.

Can a bond loan cover other rental costs?

Yes they can. Bond loans can cover all sorts of things from advance rental costs, relocation, flights, removal company, house cleaning, gardening through to buying new furniture and other appliances for your new home.

Can a bond loan be used to relocate to another state?

Yes, that is also possible. Flights for yourself, your family and pets and the transport of your personal belongings could also be covered with a bond loan with Noddle.

How do I qualify for a bond loan with Noddle?

To check if you could qualify for a bond loan with Noddle, first check that you meet our general qualifying criteria, as below:.

  • Over 18 years of age
  • An Australian Citizen or Permanent Resident
  • Have a regular income
  • Use internet banking
  • Have a mobile phone and email address

Can I get a bond loan in an emergency?

Yes, that is possible. Our bond loans can be approved in under 60 minutes1, with payment in 60 seconds2. Also see our Emergency Loans page.

What documents will I need to provide with my application?

The whole application process can be completed online. We do require 90 days bank statements, however these can be taken digitally as part of your application. You will be required to login to your bank account for a read-only copy of your bank statements to be sent to us.

How long will I have to repay my loan with Noddle?

Noddle loan terms are offered from 12 months to 36 months in most cases.

How is my best interest rate calculated with Noddle?

Your best interest rate with Noddle3 will be calculated based on your own individual financial profile and situation. Noddle will offer you the best interest rate it can give you, based on your financial profile and that will factor in your income and expenses, your banking conduct as well as your credit profile when determining the best rate we can offer you.

What will be the costs and charges on my loan?

Please see our Costs and Charges page for more details.

When should I apply for my bond loan?

When you have found a property that you would like to commit to, and your application has been accepted; this is a good time to make your application for a bond loan with Noddle. Noddle is fast and with the help of our smart tech, we can giv eyou your loan approval decision in 60 minutes1 and your funds can be sent to your bank account in 60 seconds2. So, when you are ready, your loan could be approved and funded on the same day you apply - during regular Noddle office hours.

Personal Loans Interest Rates

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $11,965.68. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.05% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 8.69% (12.05% comparison rate) and a starting maximum of 21.24% (32.52% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.

WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

60 Minute Loan Decisions

1 60 Minute Loan Decisioning and Approvals are an average, to be used as a guide for a typical customer and are not guaranteed. 60 Minute Loan Decisioning and Approvals are not available when applicants apply outside of our normal business hours of 8am till 4pm Monday to Thursday, 8am till 12 noon on Fridays and Saturdays AEST or public holidays.

Loans Paid Out in 60 Seconds

2 It is possible to have your funds sent to your bank account in 60 seconds, if you have a New Payment Platform enalbled (NPP-enabled) bank account. A large number of Australian banks use NPP including ANZ, Bendingo Bank, Bankwest, Bank of Melbourne, Commonwealth Bank, Citigroup, HSBC, ING, NAB, St.George and more. Check whether your financial institution is NPP-enabled.

Best Loan Rate for You

3 Noddle does not have one fixed loan rate which it uses for all customers and loan applications, but will offer tailored loan rates depending on your individual circumstances and financial profile, as reviewed, during your credit assessment. Noddle will work to offer our best loan rate we can give the customer. If we can't assist a customer at our best rate, we will review the application against the next tier and rate until we find a match for the customer. This allows us to say 'yes' and give more customers 'the nod' with Noddle.

If Noddle is unable to assist with a loan directly, we may refer the application to a third party panel of lenders to 'get the nod'.