Home improvement loans⁠—

Improving your living space is crucial for a clear mind. Let a home improvement loan cover the costs while you get to planning.

Improving your home can take many forms. Whether you’re in the market for reflooring, renovating or repainting – a home improvement loan can help cover the costs.


$5K - $80K*


1 - 7 yrs*







Improving your home can take many forms. Whether you’re in the market for reflooring, renovating or repainting – a home improvement loan can help cover the costs.

Whichever part of the home you’re wanting to improve, a loan can get you where you need to be financially. Whether you’re wanting to make minor changes or completely refurb the place – there are plenty of options for every budget.

If you’ve spotted a great deal from a local renovator, don’t pass on it. With noddle, you can find the lender of your dreams in no time at all – letting you get back to what’s important while we sort out the rest.

With noddle, you can rest assured that we have your best interests at heart. We ensure clients are well suited to their chosen lender, and only approve customers who we’re certain will benefit from a loan.

For personal loans above $5,000 – Interest rate from 6.89% p.a. Comparison rate from 7.34% p.a. Terms, conditions, fees, and charges apply and are subject to change.

The starting interest rate of 6.89% (comparison rate of 7.65%) assumes a customer with an excellent credit history. Credit criteria and terms and conditions apply. Representative example: For a 5-year unsecured loan of $15,000 at 10.99% p.a. (12.25% comparison rate*), the total amount payable over the course of the loan would be $20,255, which includes the interest of $4,730 and an establishment fee of $525. Interest rates are based on an individual’s financial circumstances. Checking your rate will not affect your credit score. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Why use NODDLE?

Why us

What we don't do.

We don’t do hard credit checks.

We don’t have hidden fees

We don’t see you as just a number.

We don’t do one-size-fits-all rates.

Popular reasons for a personal loan

Why we do what we do.

We are personal loan specialists. We live and breathe personal loans, working hard to find you the best deal, and our awards reflect this.

Common questions

Before you submit an application with us, make sure you meet our eligibility criteria:

  • At least 18 years of age
  • An Australian citizen or permanent resident
  • Have a regular income

To submit an application with us, all you’ll need is your mobile phone and Internet banking details.

We can help our clients borrow a personal loan from $5,000 up to $80,000 with terms from 1 year to 7 years.

It couldn’t be any more simple at noddle. All you need to do is submit an application with us – it takes, on average, 8 minutes to complete – and we’ll do the rest. Our average turnaround time is 12-hours and our service is obligation-free.

You’re welcome to apply with noddle if you currently have other forms of personal finance. Upon assessment, our team will determine whether you’re eligible for another loan before approval.

At noddle, we partner with a number of sustainability-minded lenders, including: 

  • Money Place
  • Plenti
  • Jacaranda Finance
  • WISR
  • Latitude Finance
  • NOW Finance
  • Society One
  • MoneyMe
  • Our Money Market

At noddle, we let you do the choosing. If we determine that you’re suitable for a loan, we’ll do our best to match you with a lender which aligns with your values; however, you’ll always have the last say when it comes to choosing which lender you go with.