Help centre⁠—

Got a question for us? Have a read through our commonly asked questions below. If you still need help, get in contact with us.

Have a question? Start here.

Getting Started

Before you submit an application with us, make sure you meet our eligibility criteria:

  • At least 18 years of age
  • An Australian citizen or permanent resident
  • Have a regular income

To submit an application with us, all you’ll need is your mobile phone and Internet banking details.

We can help our clients borrow a personal loan from $5,000 up to $80,000 with terms from 1 year to 7 years.

It couldn’t be any more simple at noddle. All you need to do is submit an application with us – it takes, on average, 8 minutes to complete – and we’ll do the rest. Our average turnaround time is 12-hours and our service is obligation-free.

You’re welcome to apply with noddle if you currently have other forms of personal finance. Upon assessment, our team will determine whether you’re eligible for another loan before approval.

At noddle, we partner with a number of sustainability-minded lenders, including: 

  • Money Place
  • Plenti
  • Jacaranda Finance
  • WISR
  • Latitude Finance
  • NOW Finance
  • Society One
  • MoneyMe
  • Our Money Market

At noddle, we let you do the choosing. If we determine that you’re suitable for a loan, we’ll do our best to match you with a lender which aligns with your values; however, you’ll always have the last say when it comes to choosing which lender you go with.

Application Process

At noddle, our application process is designed to save you time, effort, and money. Simply submit an application form with us, give us 60-minutes to reach out with our recommended lending options, and, once you’ve chosen one which aligns with you, sit tight while we transfer the funds. It’s that easy.

At noddle, our broker fee sits at up to 9.9%.

A credit check will only be completed upon approval as a customer with noddle.

As a responsible lender, noddle requires applicant bank statements to ensure a well rounded and fair credit assessment is conducted. While we base our outcomes on a number of financial elements, understanding your spending habits through bank statements is a part of our assessment. 

At noddle, we strive to get back to applicants within 60-minutes with an outcome. From approval, our partnered lenders typically deposit the funds into customers’ accounts within 24 hours.

Here at noddle, our service is obligation-free. This means that, if you’re not satisfied with your loan offer, there’s nothing holding you to it. 

Your Loan

There are many reasons why our clients look to us to help find them a personal loan. Here are some of the common ones:

Debt consolidation loans

Travel loans

Wedding loans

Home improvement loans

Car loans

Green loans

Medical loans

At noddle, we charge similar fees to other brokers. These can include establishment and admin fees, brokerage fees, service fees, and default/late fees is necessary. Each application is subject to individual fees and charges, which are outlined in your contract.

Your repayments depend entirely on the loan amount and credit assessment, and will be outlined in your contract. Before entering into a contact, our brokers will reach out with lending options for you to choose from, to ensure you’re satisfied with your outcome.

A secured loan is an amount of money borrowed that is secured by an asset for security. If you’re unable to repay your loan, your lender can take possession of the asset to recoup their losses. An unsecured loan, on the other hand, is a loan that has no security; these tend to be small amount loans.