Car Repair Loans up to $25,000!
- Fast Loan Application
- Apply online with a fast loan decision in 60 minutes1!
- Loans Paid to You in 60 Seconds
- Get your car repair loan fast in an emergency - after signing your loan contract2
- Get Your Best Loan Rate
- Get the best personal loan rate we can give you3 - fast!
Car Loans Interest Rates
Credit criteria and terms and conditions apply. Representative example: based on a loan of $30,000 over 60 months a borrower with an excellent credit history can expect to pay a total of $36,366.60. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 7.85% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our car loan product the APR starts from a minimum of 5.85% (7.85% comparison rate) and a starting maximum of 29.99% (34.10% comparison rate). The minimum loan term is 12 months and the maximum loan term is 48 months.
Personal Loans Interest Rates
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $11,965.68. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.05% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 8.69% (12.05% comparison rate) and a starting maximum of 21.24% (32.52% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.
Car Repair Loans with Noddle!
Get the costs of your car repairs, service repairs or other vehicle costs covered with a car repair loan from Noddle. Loans are available from $2,100 up to $25,000 and can be used to fix, service or maintain all kinds of road vehicles from cars, bikes, vans and trucks to off road vehicles and boats.
With Noddle, we'll find you the best loan rate that we can3, available for you. For better loan rates, opt to include your vehicle as security against your loan, however this is optional.
- Emergency Accident Repairs
- Car Service Repairs
- All Vehicle Type Repairs
- Paint & Bodywork Repairs
- Replacement Tyres
- Coolant System Repairs
- Windows & Windscreens
- Electrical Work
- Exhaust & Muffler Repairs
- Replacement Hire Cars
- Vehicle Registration Tax
- Car Insurance
- Other Car Work & Repairs
Our car repair loans can be applied for an funded on the same day2, when applied and signed during regular office hours.
Car Repair Loan Application Process
Apply Online in Minutes
The Noddle application has been tailored to our smart tech which goes on in the background. This means that once your application is complete, we should be able to give you a loan decision automatically and with most applications; this is done in under 60 minutes1. The application first needs your personal details, such as your name, contact details and address and then proceeds to take your income and expenses information. After that, all we need is a digital copy or download of your latest bank statements for our smart tech to review your application in real time without having to wait days, as with many of our competitors.
This part of your application should be quick and easy to complete and most customers complete their application with us within 6 to 12 minutes.Get Started
Fast Loan Decision
When you have trouble with your car and need it repaired, the less time witing, the better. With Noddle, we can generally give you a loan approval decision within 60 minutes1 of completing your application, so it is possible to get your application completed and approved on the same day.
Loan approval decisions generally take less than 60 minutes!
Fast Loan Funding
When we have reviewed your application, if everything has gone well and your application is successful, you will be sent a link to complete your loan application and sign your loan. After you havve reviewed and accepted the loan terms online, your loan will be funded.
Once signed, cash can be sent to your bank within 60 seconds3!
What is a car repair loan?
A car repair loan is a personal loan which can be used to cover the costs of car repairs, maintenence and other associated costs such as replacement car hire or vehicle registration tax.
What kind of vehicle are accepted for car repair loans?
All kinds of vehicles with a licence plate could be considered for a car or vehicle repair loan. Cars, motorcycles, vans, trucks and boats are the most common.
How much could I borrow with a car repair loan?
With Noddle car repair loans, they range from $2,100 up to $25,000. However the loan amount you may be approved for will depend on the repairs that need to be made and your personal financial affordability factored in.
Do I need to provide a quote for my car repairs?
In most cases with Noddle, that is not necessary. During your application, if there are any further details we need from you, we will let you know.
How fast can I get a car repair loan in an emergency?
Noddle is fast. Our application process generally takes under 10 minutes to complete with a loan approval decision given to you within 60 minutes1 in most cases, when applying during our regular office hours. If all things go well, aeed to do is review and sign your contract with and funds will be sent directly to your bank account in 60 seconds2 - yes that fast! So it is possible to get your funded on the same day you apply.
Are service repairs also covered by the loan?
Yes they are. The cost of the service plus the repairs can be bundled into the same repair loan with Noddle.
Can car repair loans be used to upgrade my vehicle?
Yes they can. As car repair loans are personal loans, the money will be sent to your bank account directly for you to use as needed.
Can I get a car repair loan to pay for a replacement hire vehicle?
Yes you can. If your car is in for repairs or after an accident and that leaves you without a vehicle. A car repair loan could be used to cover the costs of renting a hire car for a few weeks, until you get your vehicle back, as well as covering the cost of the repairs.
How long will I have to repay my car repair loan?
Noddle loans generally go from 12 months up to 36 months. However depending on how much you borrow and the affordability of the repayments for you, it is possible for a longer loan term.
Can the loan be used for service repairs?
Absolutely, yes. This is a very common use for a car repair loan with Noddle.
Do I need to provide security for my car repair loan?
No you don't. However you will be given the option of including security on your application when you apply. The advantage of using your vehicle as security against your loan is that your loan is more likely to be approved, or more likely to be approved at a better rate.
Can I get a cheaper loan rate if I provide my vehicle as security for my loan?
Yes, that is possible. During your application, you will be able to optionally nominate a vehicle to be used as security against your loan. With security, it should unlock a better loan rate for you.
What are the costs and charges on my loan?
Please see our Costs and Charges page for more details.
Can the loan cover accident repairs?
Yes, they can. Car repair loans can cover accident repairs as well as the costs incurred by hiring a replacement car, while your car is out of service.
Personal Loans Interest Rates
60 Minute Loan Decisions
1 60 Minute Loan Decisioning and Approvals are an average, to be used as a guide for a typical customer and are not guaranteed. 60 Minute Loan Decisioning and Approvals are not available when applicants apply outside of our normal business hours of 8am till 4pm Monday to Thursday, 8am till 12 noon on Fridays and Saturdays AEST or public holidays.
Loans Paid Out in 60 Seconds
2 It is possible to have your funds sent to your bank account in 60 seconds, if you have a New Payment Platform enalbled (NPP-enabled) bank account. A large number of Australian banks use NPP including ANZ, Bendingo Bank, Bankwest, Bank of Melbourne, Commonwealth Bank, Citigroup, HSBC, ING, NAB, St.George and more. Check whether your financial institution is NPP-enabled.
Best Loan Rate for You
3 Noddle does not have one fixed loan rate which it uses for all customers and loan applications, but will offer tailored loan rates depending on your individual circumstances and financial profile, as reviewed, during your credit assessment. Noddle will work to offer our best loan rate we can give the customer. If we can't assist a customer at our best rate, we will review the application against the next tier and rate until we find a match for the customer. This allows us to say 'yes' and give more customers 'the nod' with Noddle.
If Noddle is unable to assist with a loan directly, we may refer the application to a third party panel of lenders to 'get the nod'.